Terms of Service
These terms of service govern your use of the Cardiff Development Finance website and the development finance brokerage services provided by Construction Capital Ltd. By using this website or engaging our services, you agree to these terms.
Last updated: 15 February 2026.
About Us
Cardiff Development Finance is a trading name of Construction Capital Ltd, a company registered in England and Wales. We operate as a development finance broker, introducing property developers to suitable lenders. We are not a lender and do not provide loans directly.
Our Services
We provide development finance brokerage services, which include:
- Assessing your development finance requirements
- Sourcing suitable lenders from our panel
- Presenting your project to selected lenders
- Negotiating terms on your behalf
- Supporting you through the application and completion process
No Guarantee of Funding
While we endeavour to find suitable funding for every enquiry, we cannot guarantee that funding will be available or that any lender will offer terms for your project. Indicative terms provided during the enquiry process are subject to full underwriting, valuation, and legal due diligence by the selected lender.
Fees
Our fee structure will be confirmed in writing before you instruct us to proceed with any application. Fees are typically payable on successful completion of a development finance facility. We do not charge upfront fees for initial enquiries, assessments, or lender searches.
Calculator Disclaimer
The loan calculator provided on this website produces indicative estimates only. Results do not constitute an offer of lending and should not be relied upon for financial planning purposes. Actual terms will depend on your specific circumstances, the property, the lender's criteria, and prevailing market conditions.
Regulatory Status
Development finance brokerage for commercial purposes is not regulated by the Financial Conduct Authority (FCA). Where any element of a transaction involves regulated activity, we will ensure this is handled by an appropriately authorised and regulated entity.
Professional Indemnity
Construction Capital Ltd maintains professional indemnity insurance appropriate to the nature and scale of our business activities. Details are available on request.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Construction Capital Ltd and is protected by copyright law. You may not reproduce, distribute, or use any content from this website without our prior written consent.
Limitation of Liability
To the fullest extent permitted by law, Construction Capital Ltd shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our services. Our total liability shall not exceed the fees paid by you for the specific service giving rise to the claim.
Governing Law
These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact
For questions about these terms, contact us at info@cardiffdevelopmentfinance.co.uk.