Cardiff Development Finance

Privacy Policy

This privacy policy explains how Cardiff Development Finance ("we", "our", "us"), a trading name of Construction Capital Ltd, collects, uses, and protects your personal data. This policy complies with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Last updated: 15 February 2026.

Information We Collect

We may collect the following personal data when you interact with our website or services:

  • Name, email address, telephone number (when you submit an enquiry form)
  • Project details including property location, loan amount, and scheme type
  • Company name and registration details
  • IP address, browser type, and browsing behaviour (via cookies and analytics)
  • Communication records including emails and call notes

How We Use Your Data

We use your personal data for the following purposes:

  • To respond to your development finance enquiry
  • To match your project to suitable lenders on our panel
  • To communicate with you about your enquiry and our services
  • To improve our website and services through analytics
  • To comply with legal and regulatory obligations

Legal Basis for Processing

We process your personal data under the following legal bases:

  • Consent: When you submit an enquiry form or subscribe to our communications
  • Legitimate interests: To operate our business, improve our services, and communicate with potential clients
  • Legal obligation: To comply with regulatory requirements

Data Sharing

We may share your data with lenders on our panel when processing your development finance enquiry. We will always inform you before sharing your details with any lender. We may also share data with:

  • Other Construction Capital group companies
  • Analytics and marketing service providers (in anonymised form)
  • Professional advisers including solicitors and accountants
  • Regulatory authorities when required by law

Cookies

Our website uses cookies to improve your experience and analyse site traffic. You can control cookie preferences through your browser settings or via the cookie consent banner displayed on your first visit. We use:

  • Essential cookies: Required for the website to function
  • Analytics cookies: Google Analytics 4 to understand how visitors use our site
  • Functional cookies: To remember your preferences

Data Retention

We retain your personal data for as long as necessary to fulfil the purposes for which it was collected, typically for a period of 6 years after our last interaction, in line with regulatory requirements for financial services.

Your Rights

Under UK GDPR, you have the right to:

  • Access your personal data
  • Rectify inaccurate data
  • Request deletion of your data
  • Restrict processing of your data
  • Data portability
  • Object to processing
  • Withdraw consent at any time

Contact Us

To exercise any of these rights or to ask questions about this privacy policy, contact us at info@cardiffdevelopmentfinance.co.uk.

You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.